WHAT MAKES FINTECHS DIFFERENT?
Ini Olu
Last Update 4 maanden geleden
Fintechs typically focus on:
They often care LESS about your FICO score and MORE about your cash flow patterns.
But less focus on FICO does NOT mean no underwriting.
- Bank transaction data
- Cash flow behavior
- Revenue consistency
- Merchant processing activity
- Real-time data connections (Plaid, API integrations)
They often care LESS about your FICO score and MORE about your cash flow patterns.
But less focus on FICO does NOT mean no underwriting.